Borrower Types
Combining our panel of lenders products and S&P consultancy services we are able to offer loan products for all types of borrowers. The following guide may assist you to locate the right loan for you. Our consultancy service will also be able to provide guidance and recommendations as well as detailed explanations of the products and their usage.
Are you being swallowed up by more debt, looking for a better product or easier to use facility or does your existing loan just no longer meet your needs. We have a wide range of loans and a great customer service area that specializes in helping people get on top of their debts.
Helping you make the change in your lifestyle and fully explaining the facilities as well as how to use them is what we do best. More than that, we will work with you in preparing you to look at your lifestyle choices and put into place a program to assist and track how you are doing.
To find out more contact us.
If you're buying a home for the first time, we'd be happy to discuss your options and help you find the right loan for you. So you get into your first home sooner - with minimal pain or fuss.
Here are a few simple questions to ask before you get started:
- How much can I borrow?
- Do I qualify for the government's First Home Owners' grant?
- What are the repayment amounts for different loans?
- When should I start looking?
- What other purchases should I consider I will need to complete my home?
- What deposit will I need?
- Can I afford the payments if my circumstances change?
- What are my obligations as a borrower?
Our Consultants are experienced in simplifying the home loan process for 1st home buyers.
To find out more contact us.
Are you upsizing or down, looking for a sea change or having to move due to work? With the range of loans available from our panel of lenders and with our consultant's assistance, we can help find the right loan for your needs. Using our well rounded knowledge and systems, we can help you find the right loan and ensure the application process runs smoothly.
To find out more contact us.
Whether you want to secure income for your retirement, take advantage of tax savings, or make the most of the equity in your existing home, we offer a range of investment loans to suit your needs. A S&P consultant will be happy to discuss your requirements and show you how you may own your investment property.
Our Consultants are knowledgeable in the types of investment loans available to suit all types of investments.
To find out more contact us.
We offer special home loan packages to cater to the needs of most property builders, including owner-builders, investors and owner-occupiers. From small to large constructions, we can assist in making your choice of product easier to obtain and understand.
Your Consultant can explain all the different types of construction loans available, and which one would be right for you.
To find out more, contact us.
If you're looking for a large loan, are a member of a professional body, or you have other special requirements, we can help you find the right package for you.
Our consultants can help you work out what's appropriate for your circumstances and show you what we can do for you. We can clearly identify if these packages are appropriate for your circumstances, and demonstrate the benefits to you.
To find out more, contact us.
If you don't think you can meet the standard lending criteria, then S&P could still help you.
Even if you have an impaired credit history, are unable to provide the required documentation, or wish to borrow more than the standard value of the property, a S&P Consultant may help you find a home loan to suit your requirements. Just ask about your options.
To find out more, contact us.
|
