At Sample & Partners we want to provide the best possible service across our range of financial products and services. We are a mortgage broker firm who can finance or refinance your home loan . Our joint mission, partnered together with you, is rapid debt reduction, asset accumulation and lifestyle protection.
Sample & Partners :: Mortgage Broker Providing Finance or Refinance Service for Your Home Loan
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Client Testimonials

 

 

Client Testimonials & Feedback


When we refinanced we felt as thou we had nothing to lose. When we received the call from Sample and Partners we were very tight financially-thankfully when the consultant came out to us he explained everything in great detail and put our minds at ease about restructuring our finances.

Our consultant was so good that we could not talk highly enough of his advice and guidance for he really introduced us to a product that has truly allowed us some financial leverage.

By taking on the finance product it has allowed me to stay home with my new baby because we have access to funds when needed. We could not have done this in our previous loan, in fact by now I would have had to be back at work. Our refinance has given us a safety net-if anything goes wrong we have funds to fall back on- “it's been fantastic”.

We have been able to use the product to purchase a car; again we could not have done this with our previous mortgage! Simply… Sample and Partners have introduced us to a mortgage that has truly allowed us to do things and more importantly has allowed me to stay home with my new baby. Thanks Sample and Partners for the guidance and product.

Kerri G
Carrum Downs, Vic



With our finances in a shambles, another baby on the way and debts we couldn't get control of. We were approached by Sample and Partners, we thought what have we got to loose. Our consultant Lindy Woodrow helped us set goals and organize our finances. Lindy worked with us to help understand where our money was going, where it should go and how it could work for us.

Today we may not be debt free but the control we have over our money and the opportunities we have now are incredible in our eyes. Not only have we caught up with a lot of our money woes and payed off several debts, we have also made a good friend in Lindy who we believe cares that we achieve some control and wealth in our lives. The budgeting and monitoring is a real eye opener because before Lindy and S/P our budgeting was spend now, worry later. We have a lot less sleepless nights now.

Thank you
Chris, Jill, Teby, Lily and Miels.



We have no complaints at all with Sample and Partners and we found that our refinance expectations throughout the process were met.

The consultant reviewed the Budget with us which we found to be helpful.

Our refinance is going well and we would recommend Sample and Partners.

Craig
Glenmore Park NSW



Our consultant was great as she was so easy and fun to talk to. Her attitude, explanation of the various products available and how to use the products effectively for mortgage reduction made it so easy for us to positively refinance through Sample and Partners.

Upon refinancing… our consultant kept in contact with us on a regular basis and continued to help us if we had any queries.

he whole finance has been fairly easy and non-stressful and thankfully due to our move to change banks we are now seeing good mortgage reduction results.

Kylie B
Marlborough, Vic



From the very beginning with our refinance through Sample and Partners we were very conservative with our spending which gave our mortgage a good kick in the back side!

We use the expense card for just about everything, the only time we don't use it is when it is not accepted. By using the product it is now easy to budget as we see the expenses being swept clear at the end of every month.

The mortgage is reducing well, so well in fact that we recently purchased a second car. If we were still in our previous Bank we would have had to take out a personal loan with a high interest rate. Now that we have refinanced our purchase of a second car was easy and it is on our home loan rate!

Thanks Sample and Partners for introducing us to such an effective, flexible and leverage creative mortgage reduction product.

Pauline H
Corio, Vic




It is important to remember to never overspend as it can easily happen.

Since refinancing though Sample and Partners it has been important for me to keep a watch on my spending and to never spend more than what's coming in.

My facility has been great and the service I receive for the procedures to access and utilize my set up account has been very helpful.

Thank you Sample and Partners,

Darren B
Benowa, Qld




To this day I still use the budgeting sheets which your consultant left with us. This has really helped us with our finances and moreover staying within budget.

I guess you could say that our consultant set us off on the “right track” and provided us with the tools we needed to make our refinance a success.

We do have big goals and so far we have managed to purchase 2 new vehicles through our bank. We also plan to carry out big renovations to the house these include converting the garage into another room and building both a new shed and garage.

The refinance has been a success for us because we have used the product to its potential and have been disciplined with our budgets. Ultimately, our goal is to one day own our house.

Thanks Sample and Partners for putting us on the “right track”.

Susan S
Bell Park , Vic




I was keen to write to you to thank your team for our home loan.

It was so easy to organize. Your representative was so easy to work with; she came to our home at a time convenient to us and made it so easy I couldn't believe we were negotiating a home loan facility. She worked with is from start to end and made herself available anytime if we had and questions.

My wife and I are expecting our first child in September and could not do it without the financial security and flexibility provided by World Bank Loans facility.

I recommend World Bank Loans to anyone and I wish we did it 5 years ago.

Geoff W
Hackett, ACT




The product that we received through Sample and Partners is so different to o ur previous lender and we have been so much better off with the line of credit style of product. We managed to pay off our mortgage and we have still kept our line of credit.

Sample and Partners consultants explained the product to us in detail and we have not looked back.

Thanks Sample and Partners for introducing us to a line of credit product we have been very happy with it.

Mrs. Burge
Hampton, Vic




I guess the biggest benefit that we have experienced since refinancing has been the fact that we don't have to always find cash!

We use the facility in a way that we can draw down on funds available and when we have the extra funds we put them straight back into the facility. Basically when we have the funds we are disciplined with our budget to always throw them back into the facility to work for us.

We have had the opportunity to carry out renovations with the peace of mind of never a worry of how to pay for it

Thanks Sample and Partners,

Mrs. Carroll
Goodna, Qld




We received the marketing call from Sample and Partners and we were interested to see what better products were out there in the market place compared to our traditional mortgage.

My husband is a banker and from the beginning we both understood the concept and were impressed with the potential results that we could achieve be really using the product to its maximum potential.

Well some years down the track and we have achieved some great results to the extent that we now have an investment property! Without a doubt the product gave us the leverage to make this financial move for a better future.

Sample and Partners the product has been great and we are so happy with the results.

Thanks.

Janine W
Cheltenham, Vic




We recently requested additional funds from our refinance to carry out renovations and painting which we will be working on in due course.

Our biggest achievement with the refinance has been our purchase of an investment property which we went in to with friends. Our facility gave us the leverage to carry out this investment as well as buying a car.

Initially I found that the facility takes a bit of practice where you just have to know how to use it. Basically we just use the expense card as much as we possibly can. Which really is the best way to work the set up.

“You've got to realize what your goals are” and ours has been to pay off our mortgage as quickly as possible.

Our refinance through Sample and Partners has been a success through our determination to make the product work for us!

Mr Kevin G
Virginia, Qld




We have found our refinance product to be very convenient for our lifestyle and for business. When we structured the loan we were able to combine our business under the one loan. Our advice that we received from Sample and Partners was very helpful and since we refinanced the product has been so easy and convenient to use.

Sample and Partners are still on contact with us since we refinanced in 2002. Our consultant was very helpful and the channels of communication should we require further assistance have always been left open.

Thanks Sample and Partners, the product has been good and we have been very happy with the follow up service.

Manfred H
Dysdale, Vic




What can I say: “it's all pretty simple” Our refinance through Sample and Partners has made budgeting and access to funds just so easy where we simply don't have to worry about our finances anymore.

The product is so easy to use and knowing that we have access to funds for when we need them is comforting. We have used the product as leverage to take some great family holidays and with this in mind our mortgage still seems to be going down!

Our refinance consultant was good and the product that we have been set up with is simply “no worries: Thanks Sample and Partners for showing us such a great product.

Mark B
Clifton Springs, Vic




Our refinance into the Citibank facility has been great, and we are so very pleased with our progress on the mortgage.

My husband Gordon has been out if consistent work over the past two years and the facility has been a saviour and something to fall back on. I know for a fact that our previous traditional loan would not have allowed for the flexibility of redraw to utilize.

Yes our finance experience has really helped us and we have enjoyed the support and news letters from Sample and Partners.

Thank you Sample and Partners.

Lynn and Gordon L
Fitzgibbon, Qld




I will state that prior to Sample and Partners visiting us and explaining the process and product in detail. I was a little sceptical about a line of credit. So you could say when Samples came out to see us, we were aware of the concept and product.

Our consultant gave us a great presentation of exactly how a line of credit works and how to use the product effectively. He gave is some achievable goals to think of and I am proud to say that we are ticking away at the list of goals that we have in mind when refinancing.

We've bought a new car refurbished the entire house and have helped out with a family wedding. All this without having to go to the bank and ask for a personal loan. The product is so flexible with the funds always available. Our ultimate goal is to get into an investment property.

The bank has been great and has worked with us very well. Our refinance has been a success we have worked the product well and have stuck to the most important principle of ‘sticking to a budget'

Darrell
Kangaroo Flat, Vic




Since refinancing we have had the opportunity to put in a pool and carry out well needed painting and decorating to our house.

I guess our biggest achievement with the facility has been our purchase of an investment property. In time this investment property will pay for itself.

At the beginning of our refinance I spoke to Citibank to discuss usage of the product. Using advice we have not had a problem since.

Basically it boils down to “you've got to use the facility as a tool and never over capitalize”.

Our refinance has brought us great leverage and we never have had a problem. It really has been a benefit for our future.

Thanks,

Anne
Carina, Qld




When I signed up to refinance through Sample and Partners I had two distinct goals in mind: the first was to pay off my mortgage as soon as possible and the second was to purchase an investment property. Quite simply it has been through Sample and Partners guidance and support that my goals are soon to become a reality!!

Without a doubt my refinance has been a success story not only due to the fact that I have found the expense card for day to day expenses very convenient, I have also enjoyed the Bank statements which gave me a good picture of my spending which in turn helps me budget and continue on course for my goals.

My consultant was fantastic and we continue to liaise with each other discussing financial advice. I have referred Sample and Partners to friends who also have experienced great success.

Specifically… I have been very pleased with the professionalism if Sample and Partners and we really have been very pleased and have seen the differences of our refinance.

hanks Sample and Partners!

Ian P
Croydon, Vic




Our refinance through Sample and Partners was made easy through our consultant who was very helpful and gave us good advice.

We have been happy with the product and the service as the consultant kept in touch with us to ensure we were on the right track.

We would recommend Sample and Partners as they have introduced us to a product that has allowed us to really concentrate on paying off the mortgage.

Thanks Sample and Partners.

Grant
Penshurst, NSW




The facility that I refinanced into through Sample and Partners has been good.

Since refinancing in 2002 we really have totally gone ahead with the set up and within this time we have completed home improvements and even bought a new car!

We have enjoyed the flexibility of our new facility and there are no complaints from us!

Thank you Sample and Partners.

Kalvin W
Redbank Plains, Qld




Our refinance is going great! The product advised to us from Sample and Partners has given us financial flexibility far greater than our previous traditional loan.

We are currently a single income family, thus our budget is tight and watch our monthly expenses closely. We have found that the expense card makes it easy to keep track of what we spend on a monthly basis. On a budgeting perspective this is just so convenient.

Due to our refinance product we have been able to purchase a new car something that we simply could not have done through our previous mortgage. All in all we have found the product to be so elementary and convenient.

Additionally, our consultant was terrific with great follow up and communication throughout the entire process and beyond.

Mrs Ritchie
Woodend, Vic




Our refinance has truly worked out for us and we are so happy with the results.

The product has allowed us the financial flexibility to demolish our old house and to rebuild. In our old mortgage we would have never of even thought of doing such a venture as we were simply paying our mortgage and not really reducing the principle.

With our new refinance we are really seeing results! Our quality of life has improved and we would defiantly recommend Sample and Partners.

Kevin
Old Guildford , NSW




No complaints about my new refinance structure whatsoever! In fact I find myself saying to the marketing Department from Samples as they occasionally call me to see how my mortgage is going.

I must admit that initially the set up did take some time to get used to as we did have to change our banking practice. But, now that I have been in the mortgage reduction program I really can see the results and I now see the concept.

I have no plans on shifting to any other home loan as we are quite happy with our results so far!

Mr Mark H
Birkdale, Qld



I had no problems with my refinance process through Sample and Partners.

I was treated well through Sample and Partners and I found the whole experience to be professional in motion.

I continue to receive contact from Samples including the Newsletters. My refinance has been a positive move and I would recommend Sample and Partners.

Bruce
Erskine Park , NSW




Our refinance product through Sample and Partners has been very beneficial and perfect for our situation.

W e try to put in as much money into reducing the mortgage as we possibly can every month and we use the Line of Credit whenever possible for our monthly expenses.

C ost cutting tips have been appreciated via the Sample and Partners Newsletter and it is ironic that this one may be included in a future addition!

All I can say as advice is to use the facility the way it was designed by using the expense card always and to truly watch your spending habits. As a result of our refinance we have been smooth sailing and now our future looks great.

Grant T
Mt Eliza, Vic




I think it's important to realize that to really work the facility one has to be very disciplined this is due to the fact that with a Line of Credit one could get into financial difficulties due to overspending.

My husband and I have achieved success with our refinance by following Sample and Partners advice and disciplined spending as a result we have significantly reduced our mortgage. The facility initially enabled us to refinance a rental property and carry out renovations on our home.

Without a doubt the facility has worked, however it's not magic, you must remain disciplined and strong willed with your spending. The old saying of “don't spend more than you earn” is critical to gain the most out of the product.

Best wishes,

Mrs Tina A
Capalaba, Qld




Our decision to refinance through sample and Partners was easy as we just were not satisfied with our results with our traditional bank.

Sample and Partners sent out a great consultant who was good and explained everything in detail for us, consequently at the end of the meeting we understood the concept and were keen to get into reducing our mortgage and to start investing for the future.

Now, less than 3 years later our mortgage is going down nicely and we now have investment properties!

Thanks Sample and Partners for the product and opportunity to make future investments.

Heather
Strathfieldsaye, Vic




Since being placed into my Adelaide Bank facility I have reduced my mortgage quite well. I was put into this mortgage and advised that it is the best way to pay off your mortgage.

I work the product by utilizing the expense card for my living expenses. My limit is high but works well for all of my expenses. I've been able to buy a car and even do renovations for my house. Quite frankly I cannot see a better way to pay off my mortgage any quicker.

Thanks Sample and Partners.

Mr Paul B
Burleigh Waters, Qld




At the time that we signed our refinance through Sample and Partners my wife and I were both students. As a result we signed up with a Lo-Doc loan. Our su8ccess with this facility despite the higher interest rate has been great and it is working very well for us.

I will be graduating soon and will soon be in full time employment, I look forward to this time because then we really plan on reducing our mortgage.

Compared to our previous traditional P& I loan this product has worked so well for us. Before refinancing I did some research on the various product and as a result when refinancing with Sample and Partners I knew exactly what we were going to get ourselves into. Our bank has provided us with all the information that we have needed and has been helpful with our future plans. Additionally Sample and Partners still provide is with ongoing support through communication to make sure that all is running smoothly.

Leigh
Eltham, Vic




Our refinance has been going very well and has allowed us to make investments that we simply could not have done with our traditional Bank.

Through advice from our consultant we really try to use the expense card as much as we can. With this facility it is important to remember that you must maintain a budget and not overspend!

Our success with the product is reflected in the fact that we have recently bought an investment property. Without a doubt this is something that we could not have done with our traditional mortgage.

We have had great success through our refinance and we thank you Sample and Partners for this financial opportunity.

Maria P
Keilor Downs, Vic




Our refinance experience through Sample and Partners was positive!

We have been enjoying the product since we refinanced and we have found the product to be quite financially flexible.

We already have recommended Sample and Partners.

Thanks Sample and Partners.

Barry
Picnic Point, NSW




Thanks Sample and Partners for allowing us to be so very happy with our refinance!

We have been so very happy with our consultant she was fantastic and a delight to work with. We really have been impressed and we could not talk more highly of our consultant. Our consultant stuck with us throughout the refinance procedure and was very supportive. This was very much appreciated.

Our advise given has been beneficial and we really try to use the facility the way it was designed by using the expense card whenever was possibly can. On top of this we gained excellent tips and advise for budgeting. Now we find that our finances and expenses are very easy to track and monitor.

Thanks Sample and Partners!

Carol C
Bendigo, Vic




Our Sample and Partners consultant was very good and gave us a great explanation on the product.

We really got off to a good start with the refinance and brought our mortgage down from the very beginning. As a result we were able to use the product to give us the leverage to renovate our house. We put in a Jacuzzi which has been great and we recently bought a car!

The product has worked well for us and we could not have done what we have with our previous traditional mortgage. Thanks Sample and Partners for the product and the opportunity to do what we have done by using the product effectively.

Cathy
Hoopers Crossing, Vic




We have had great success with our refinance through Sample and Partners!

The product has really worked for us and we have reduced more off our loan with this product than ever before!

We are more than happy because we are now getting somewhere!

Thanks Sample and Partners for the great product and great results!

David
Albion Park , NSW




Our consultant has been so very helpful since we refinanced through Sample and Partners. Our advice was fantastic and our consultant did a really good job for me. I found the whole refinance experience was just so different from our previous Bank where I felt that no normal Bank would offer such guidance and help for me to succeed in reducing my mortgage!

So far I have narrowed my mortgage right down simply as a result from my advice to use the facility correctly: not to overspend and use the expense card for day to day living.

I have found the product to be so easy and convenient, to the point that I really don't have to go to the Bank anymore to ask for additional funds as our facility is set up in a way that funds are always available for me.

Thank you Sample and Partners for such great support and advice,

P eter M
Daylesford, Vic




Thanks so much, you have been a great help. Your good practical advice on keeping to my budget, and firstly how to work out my budget has helped me minimize my spending.

I know what my goals are, and I am putting your advice into practice. Paying bills by the month is working well for me. I still have some fine tuning to do, but feel I am on track and this means owning my home a.s.a.p.

Thanks again you have been like a breath of fresh air.

Joanne G
Sydney, NSW




We have used the setup to enable us to take a family holiday, and to commence on renovations. We've had our floors sanded and polished in the lounge room which makes our lovely home look warm and cozy. We have also put in a fire place which complements our older style home.

Our goal was to reduce our mortgage as quickly as possible and sometimes we have put in additional payments to reduce the mortgage.

A combination of additional repayments, being very mindful of a budget and to really know where your limit is with the expense card has given us fantastic mortgage reduction results!

Thanks Sample and Partners,

Mrs. Page
Raymonds Hill, Qld




Our initial response with our consultant from Samples was that we found the consultant to be quite good and very helpful. In a way … we found that what we were told made sense.

Now that we have been in the refinance for some time now we notice that it has given us the flexibility with our finances and allowed us to enjoy ease of use. The opportunity and ability to have access to funds/cash if and when needed has really been a bonus.

We really have enjoyed the product due to it being so handy and flexible with our lifestyle for example we have been able to take on additional educational courses.

Since we refinanced through Sample and Partners we have gone in leaps and bounds! Thanks.

Russell
Bendigo, Vic




I would like to thank Sample and Partners on their professionalism with refinancing of my two properties. Communication with the company and correspondence was always given in a timely manner and all enquiries answered promptly.

Your representative who initiated the call in the beginning was courteous and very confident with all conversations held.

Angela Collins the representative for Sample and Partners who has handled our refinance is a valuable asset to the firm. Angela did not hesitate to answer any questions put forward. She always has a professional and courteous tone.

No problem is too difficult for her to solve. Angela follows through all the fine details. Angela responds to calls quickly and goes out of her way to achieve a positive result.

I have highly recommended Angela to prospective clients.

In the future when I acquire another property I hope Angela will be able to handle my affairs. Thank you again Angela and best wishes now and always.

Thank you
Patsy & Christopher R.




I have recommended Sample and Partners to a friend of mine from work and from what I hear she is also doing well in the facility.

Sample and Partners have been very good for us. They set us up in a great refinance product and the consultant continued to stay in touch with us to ensure that all was running well. To this day I still have an open line of communication.

The product has been great and again I would recommend Sample and Partners to anyone looking for a better mortgage product.

Rodney
Eaglehawk, Vic




Sole income and self-employed - we were literally laughed at when trying to get a home loan. Eventually a lender helped us purchase our home. However, as time went on, every statement we received seemed to show us not making any progress at all.

Thank goodness for the call from Sample & Partners. Initially skeptical of how it would work, we even found that over a period of 18months we had paid off more than we had paid off in 6 years on our old loan!! And the amazing thing was, we just kept doing what we had been – “nothing changed” (thanks Jim).

Well we never thought that we could actually end up owning our own home. However through the advice of our consultant Jim… his guidance, financial structure and budgeting plan enabled us to completely pay off our mortgage sooner than we thought!

We really are just so proud of this achievement and as a result, we now have financial leverage and are now looking to purchase an investment property.

Obviously our goal was to own our own home and we really were committed to making the facility work. Our budget was regulated and all our day to day living expenses were placed on the expense card that we swept every month.

We could not be happier; we are now in a position to invest for the future. Sample and Partners have been great and we are so happy that they came into our lives.

Thank you Sample and Partners for allowing us to truly live the financial success dream.

Gai and Nicholas P



Our refinance into Citibank has literally given me the freedom to breathe and live. When we signed up through Sample and Partners we were advised to be very tight and cautious with our money. However we have decided to us the facility as an opportunity to make investments for the future such as tools and refurbishing the house.

So… despite our investments that we have made our refinance has truly given us leverage. Overall, we have found the refinance concept to be great.

Thanks Sample and Partners for introducing us to such a flexible product that has given us the financial freedom to make investments.

Klaudio
Watsonia, Vic




My refinance product through Sample and Partners has allowed me to carry out renovations to the house. The Product has excellent financial leverage and when needed the funds are accessible.

Once the renovations are complete it will be mortgage reduction time.

My consultant was great and kept in contact with me to ensure that I was succeeding with the refinance.

I have recommended Sample and Partners to friends, and I would not have recommended them if I thought the concept did not work.

Thanks Sample and Partners.

Tony
Flinders, NSW




Our Sample and Partners consultant was good and gave is good advice on how to fully utilize the product.

As a results… we have been able to use the product effectively and to its full potential.

We recently had a family emergency and the product due to its financial leverage allowed is to pull through the times. If we were in our previous traditional bank we would have been in real trouble.

We would recommend Sample and Partners defiantly.

Arnaud
Creswick, Vic




It was a phone call two years ago that changed our lives; we set up an appointment with Sample & Partners and refinanced our loan. This was certainly the best financial decision we have ever made or likely to make. We were in a rut, heading nowhere, two years down the track we are in heaven. Our loan has been slashed even though we have purchased a new car and an onsite caravan for our holidays.

W e wish we had heard of Sample and Partners sooner, we feel privileged to be let in on this little secret. Sample & Partners – “Our Saviours”.

Regards

Len & Julie M



We defiantly would recommend Sample and Partners!

In fact over the years we have tried to get other people involved with the product because we truly believe in the whole concept of utilizing the expense card for everyday use and budgeting.

Our refinance has been excellent from the start to where we are now. We are really seeing results on our mortgage!

The product works but only if you want it to. The most important point is that Budgeting is essential.

We just absolutely love the product and Sample and Partners were so helpful and professional and truly made the process of refinance so easy for us.

Thank you so much Sample and Partners!

Jenni
Wodonga, Vic




I have used the expense card for everything and I've really been working the system to the best we can to achieve the maximum benefits from the refinance set up.

Since our refinance we have done some great work to the house including putting in a Pergola which looks fantastic. We recently bought a car and have used the system to pay for a trip away.

We have been happy with everything however it is important to be careful and to not overspend. We have found no problems with repayments and in general the refinance structure has truly given us the chance to enjoy our home, life and to pay off the mortgage!

Thanks Sample and Partners,

Mr. Garry R
Mt Gravatt East, Qld




Since I refinanced with Sample and Partners my mortgage has decreased substantially and as a result I am “wrapped” in the whole thing. Literally… every month I see my mortgage reducing and I can really see the difference from this product compared to my previous traditional lender.

Refinancing with S&P has been the best thing that I have ever done in relation to my mortgage. It is easy to understand and to work with. Every month I set goals as to how much I want to shave off my mortgage and this facility has given me the opportunity to make my goals each month. Literally I cannot talk highly enough of the concept nor Sample and Partners. I have refereed my friends and family to do the same thing that I have done. Thanks Sample and Partners for making my dreams a reality.

S teven K
Espom, Vic




Since refinancing in 2002 we really haven't reduced our mortgage much.

However due to the flexibility of the product we have been able to carry out a well needed home improvement extension including a beautiful glass room where we have our spa. Additionally, we have been able to pay for our son's wedding, bought a new car and managed to pay for a memorable holiday to Tasmania to celebrate our 25 th Wedding Anniversary!

Without our refinance through Sample and Partners we would not have been able to do what we have done.

Now… we plan on focusing on paying off the mortgage!

Thanks Sample and Partners.

Mrs. Debra L
Fitzgibbon, Qld




My refinance with Sample and Partners has been fantastic because I was such a mess with my Traditional Bank Loan!

Yes, my refinance really has been fantastic and the whole concept of putting everything on the expense card really works! My budget is now in order and I now have a clear picture of how my finances are.

As per my consultants advice I simply put everything on the expense card which is cleared and paid off at the end of the month. To be honest, I don't know how I could exist without my refinance product because prior to Sample and Partners my budget was in such a mess.

I really have enjoyed my product through Samples and find it to be a great way to save and not overspend. For me it's been fantastic!

Thanks Sample and Partners!

Kim F
View Bank, Vic




Our refinance has brought us a good quality of life with no worries financially.

We just extended our loan as we went on a family holiday to Japan . To be honest we haven't paid off as much as we have wanted on our mortgage to date but this is due to the fact that we have just had our second child and we are now back to one wage.

Despite our current situation we still find that our lifestyle has not taken a beating and we are still staying on top of the mortgage!

The product works so well as our money goes straight on the mortgage and we can really see that it is working. We find that we have no worries about the mortgage getting paid compared to some of my friends who have traditional loans.

Thanks Sample and Partners for giving us the opportunity to live our lifestyle and to not worry financially over mortgage payments.

Amanda D
Hampton Park , Vic




Refinancing through Sample and Partners has been great and we have had no problems at all with the product or process of how to effectively use the product.

We have conducted some substantial renovations to our house and Citibank helped us with additional funds to carry out this project.

Without a doubt we are so much better off now than how we would be if we had stayed with our traditional lender. With all the work we have done no renovations we still have managed to reduce our mortgage. This simply would not have happened in our previous traditionally structured set up.

Our Sample and Partners consultant was very helpful for us and we are so thrilled to have achieved such great results so far. Our house looks fantastic and our mortgage is looking very healthy.

Grania B
Box Hill North, Vic


* These testimonials were obtained as a result of a request made to the client regarding their dealings with Sample & Partners
 
 
     
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